CTC, Take-Home, PF, ESIC, Gratuity, TDS – No Graph
Compliant with EPFO, ESIC, IT Act 2025
Gross Salary
₹0/mo
Take-Home
₹0/mo
CTC (Annual)
₹0/yr
Employer Addl. Cost
₹0/mo
| Component | Employee | Employer | Total |
|---|
2025
₹0
2026
₹0
2027
₹0
2028
₹0
2029
₹0
CTC = Gross × 12 + Employer PF + ESIC + Gratuity + Bonus
Take-Home = Gross - (Emp PF + ESIC + PT + TDS)
Used by 2M+ HR professionals. Compliant with EPFO, ESIC, IT Act, Gratuity Act.
Our comprehensive Employee Cost Calculator helps HR professionals, business owners, and employees accurately calculate complete employment costs and take-home salaries with full statutory compliance. Whether you're structuring compensation packages, planning payroll budgets, negotiating salaries, or ensuring regulatory compliance, this tool provides detailed breakdowns following latest EPFO, ESIC, and Income Tax Act 2025 guidelines.
Calculate complete CTC (Cost to Company), determine actual take-home salary, compute PF contributions, assess ESIC deductions, estimate gratuity liability, calculate TDS deductions, and ensure full statutory compliance with our professional employment cost analysis tool.
Updated with latest EPFO, ESIC, and Income Tax Act 2025 regulations ensuring all calculations meet current legal requirements and compliance standards.
Complete breakdown of CTC including basic salary, allowances, employer PF/ESIC contributions, gratuity, bonus, and other statutory benefits.
Precise TDS calculations under new tax regime with proper consideration of standard deduction, HRA exemption, and other eligible deductions.
Separate perspectives for employers (total cost) and employees (take-home salary) with clear explanations of all components and deductions.
Used by HR professionals, business owners, accountants, and employees across India. Ensure accurate payroll calculations and full statutory compliance!
Current EPF rates: Employee contribution: 12% of basic salary, Employer contribution: 12% of basic salary (3.67% to EPF, 8.33% to EPS, 0.5% to EDLI, 0.5% EPF admin charges). Maximum ceiling is ₹15,000 basic salary for calculation.
ESIC contributions: Employee: 0.75% of gross salary, Employer: 3.25% of gross salary. Applicable for employees with wages up to ₹21,000 per month. Both contributions are calculated on gross salary without any ceiling.
Gratuity = (Last drawn salary × 15/26) × Number of years of service. For employees covered under the Act, it's payable after 5 years of continuous service. Last drawn salary includes basic + DA.
New tax regime (default from FY 2023-24) offers lower tax rates but no deductions (except standard deduction of ₹50,000). Tax slabs start at 0% up to ₹3 lakhs, 5% for ₹3-6 lakhs, 10% for ₹6-9 lakhs, 15% for ₹9-12 lakhs, 20% for ₹12-15 lakhs, and 30% above ₹15 lakhs.